International Student Travel Insurance

This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by CMT Learning Ltd. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.


 Key features and benefits:

  • A 24 hour helpline for medical emergencies

  • Emergency medical expenses in the event of illness or injury

  • Protection against cancellation or curtailment charges

  • Cover for loss or damage to baggage and personal money

  • A wide range of sports and activities covered

  • Cover for irrecoverable pre-paid college, university or language school fees

  • Leisure trips within Europe and any trip outside the UK if part of your course

 

Key eligibility criteria and exclusions:

  • Not available to anyone aged 75 or over

  • No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording

  • No cover where the FCO or World Health Organisation has advised against travel

 

The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions - please refer to the group policy wording and the statement of insurance for full details of the cover available.


Guard Me Insurance Summary Table


Sports and activities covered

Please refer to the general exclusions in the group policy wording with reference to participation in or practice of sports and activities. 

No cover under section 6 – Personal liability for pursuit of any business, trade, profession or occupation.

There is a full list of sports and activities covered under this policy in the group policy wording. The following list details the sports and activities that this group policy will cover in addition to those listed in the group policy wording.

Supplementary sports and activities:

  • Football

  • Basketball

  • Dance

  • Hockey

  • Golf

  • Tennis

  • Volleyball

Insurance will be included for you automatically as a part of your booking - Please note that as soon as your full first deposits have been paid and received, your policy will then become effective immediately. 

Please find below the full suite of the Guard Me travel insurance policy documentation that will be applicable to you:


For the CMT Learning Ltd Policy:

Policy Wording

Statement of Insurance

IPID

 

Additional Useful Information:

Guard Me Online Claim Form – International Students (coming soon)

Guard Me Customer Privacy Policy (coming soon)